Call reports 2012
HOMESTEAD BANK — 2012
What HOMESTEAD BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 245,711,000 | 243,586,000 | 251,058,000 | 251,825,000 |
| Total loans | 139,906,000 | 143,254,000 | 151,922,000 | 155,487,000 |
| Allowance for loan losses | 1,227,000 | 1,272,000 | 1,321,000 | 1,365,000 |
| Securities available for sale | 38,826,000 | 37,867,000 | 36,210,000 | 31,902,000 |
| Securities held to maturity | 12,631,000 | 17,345,000 | 18,234,000 | 16,104,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,355,000 | 207,457,000 | 203,868,000 | 214,678,000 |
| Interest-bearing deposits | 167,033,000 | 168,682,000 | 164,881,000 | 169,485,000 |
| Noninterest-bearing deposits | 43,322,000 | 38,775,000 | 38,987,000 | 45,193,000 |
| Equity capital | 28,213,000 | 28,634,000 | 28,810,000 | 29,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,408,000 | 4,716,000 | 7,039,000 | 9,380,000 |
| Interest expense | 337,000 | 663,000 | 973,000 | 1,265,000 |
| Net interest income | 2,071,000 | 4,053,000 | 6,066,000 | 8,115,000 |
| Noninterest income | 305,000 | 639,000 | 1,113,000 | 1,654,000 |
| Noninterest expense | 1,565,000 | 3,069,000 | 4,651,000 | 6,282,000 |
| Provision for loan losses | 0 | 45,000 | 90,000 | 135,000 |
| Pretax income | 811,000 | 1,578,000 | 2,438,000 | 3,352,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 811,000 | 1,578,000 | 2,438,000 | 3,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,471,000 | 26,777,000 | 26,869,000 | 27,784,000 |
| Total capital | 27,698,000 | 28,049,000 | 28,190,000 | 29,149,000 |
| Risk-weighted assets | 161,288,000 | 164,519,000 | 174,293,000 | 177,534,000 |