Call reports 2011
HOMESTEAD BANK — 2011
What HOMESTEAD BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 226,558,000 | 225,708,000 | 226,113,000 | 231,030,000 |
| Total loans | 138,517,000 | 144,005,000 | 146,378,000 | 145,746,000 |
| Allowance for loan losses | 1,013,000 | 979,000 | 904,000 | 1,222,000 |
| Securities available for sale | 22,963,000 | 39,279,000 | 36,825,000 | 33,798,000 |
| Securities held to maturity | 9,147,000 | 9,819,000 | 9,754,000 | 11,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,243,000 | 190,005,000 | 187,357,000 | 197,409,000 |
| Interest-bearing deposits | 161,459,000 | 159,535,000 | 156,868,000 | 161,379,000 |
| Noninterest-bearing deposits | 33,784,000 | 30,470,000 | 30,489,000 | 36,030,000 |
| Equity capital | 25,644,000 | 26,853,000 | 27,511,000 | 27,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,668,000 | 4,314,000 | 6,882,000 | 9,326,000 |
| Interest expense | 292,000 | 726,000 | 1,137,000 | 1,518,000 |
| Net interest income | 1,376,000 | 3,588,000 | 5,745,000 | 7,808,000 |
| Noninterest income | 242,000 | 601,000 | 999,000 | 1,467,000 |
| Noninterest expense | 1,182,000 | 2,931,000 | 4,534,000 | 6,216,000 |
| Provision for loan losses | 0 | 0 | 200,000 | 520,000 |
| Pretax income | 445,000 | 1,267,000 | 2,019,000 | 2,548,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 445,000 | 1,267,000 | 2,019,000 | 2,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,069,000 | 24,891,000 | 25,642,000 | 25,660,000 |
| Total capital | 25,082,000 | 25,870,000 | 26,546,000 | 26,882,000 |
| Risk-weighted assets | 149,191,000 | 159,187,000 | 162,487,000 | 165,155,000 |