Call reports 2010
HOMESTEAD BANK — 2010
What HOMESTEAD BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 109,219,000 | 112,787,000 | 108,945,000 | 114,313,000 |
| Total loans | 69,135,000 | 71,828,000 | 74,127,000 | 72,230,000 |
| Allowance for loan losses | 1,045,000 | 1,045,000 | 1,045,000 | 1,006,000 |
| Securities available for sale | 20,560,000 | 18,150,000 | 9,211,000 | 7,169,000 |
| Securities held to maturity | 5,517,000 | 6,773,000 | 7,436,000 | 9,147,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,777,000 | 92,704,000 | 87,743,000 | 92,475,000 |
| Interest-bearing deposits | 75,055,000 | 76,409,000 | 73,668,000 | 73,157,000 |
| Noninterest-bearing deposits | 14,722,000 | 16,295,000 | 14,075,000 | 19,318,000 |
| Equity capital | 15,659,000 | 16,142,000 | 16,583,000 | 17,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,338,000 | 2,630,000 | 3,955,000 | 5,267,000 |
| Interest expense | 262,000 | 523,000 | 791,000 | 1,052,000 |
| Net interest income | 1,076,000 | 2,107,000 | 3,164,000 | 4,215,000 |
| Noninterest income | 190,000 | 444,000 | 713,000 | 1,046,000 |
| Noninterest expense | 947,000 | 1,825,000 | 2,699,000 | 3,616,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 319,000 | 726,000 | 1,178,000 | 1,645,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 319,000 | 726,000 | 1,178,000 | 1,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,265,000 | 15,672,000 | 16,124,000 | 16,591,000 |
| Total capital | 16,300,000 | 16,705,000 | 17,154,000 | 17,597,000 |
| Risk-weighted assets | 82,780,000 | 82,636,000 | 82,076,000 | 82,506,000 |