Call reports 2009
HOMESTEAD BANK — 2009
What HOMESTEAD BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 109,089,000 | 108,566,000 | 110,245,000 | 109,231,000 |
| Total loans | 74,528,000 | 82,877,000 | 87,283,000 | 80,673,000 |
| Allowance for loan losses | 1,044,000 | 1,043,000 | 1,044,000 | 1,044,000 |
| Securities available for sale | 12,315,000 | 10,793,000 | 8,754,000 | 10,675,000 |
| Securities held to maturity | 5,273,000 | 5,120,000 | 5,363,000 | 4,964,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,532,000 | 89,352,000 | 86,737,000 | 89,988,000 |
| Interest-bearing deposits | 76,532,000 | 76,650,000 | 73,980,000 | 73,708,000 |
| Noninterest-bearing deposits | 14,000,000 | 12,702,000 | 12,757,000 | 16,280,000 |
| Equity capital | 14,667,000 | 14,850,000 | 15,201,000 | 15,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,437,000 | 2,960,000 | 4,516,000 | 5,999,000 |
| Interest expense | 415,000 | 807,000 | 1,173,000 | 1,472,000 |
| Net interest income | 1,022,000 | 2,153,000 | 3,343,000 | 4,527,000 |
| Noninterest income | 175,000 | 380,000 | 681,000 | 1,040,000 |
| Noninterest expense | 828,000 | 1,693,000 | 2,533,000 | 3,579,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 369,000 | 840,000 | 1,491,000 | 1,988,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 369,000 | 840,000 | 1,491,000 | 1,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,993,000 | 14,208,000 | 14,602,000 | 14,946,000 |
| Total capital | 15,037,000 | 15,251,000 | 15,646,000 | 15,990,000 |
| Risk-weighted assets | 84,235,000 | 87,995,000 | 91,673,000 | 88,660,000 |