Call reports 2002
HOMESTEAD BANK — 2002
What HOMESTEAD BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 93,436,000 | 93,846,000 | 94,508,000 | 93,167,000 |
| Total loans | 65,158,000 | 66,818,000 | 67,362,000 | 62,776,000 |
| Allowance for loan losses | 940,000 | 773,000 | 810,000 | 808,000 |
| Securities available for sale | 13,561,000 | 12,825,000 | 13,882,000 | 15,384,000 |
| Securities held to maturity | 3,967,000 | 3,358,000 | 3,363,000 | 3,119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,333,000 | 81,595,000 | 82,918,000 | 82,437,000 |
| Interest-bearing deposits | 71,438,000 | 73,114,000 | 72,902,000 | 73,410,000 |
| Noninterest-bearing deposits | 11,895,000 | 8,481,000 | 10,016,000 | 9,027,000 |
| Equity capital | 8,435,000 | 8,615,000 | 8,932,000 | 9,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,677,000 | 3,246,000 | 4,862,000 | 6,470,000 |
| Interest expense | 587,000 | 1,140,000 | 1,693,000 | 2,210,000 |
| Net interest income | 1,090,000 | 2,106,000 | 3,169,000 | 4,260,000 |
| Noninterest income | 114,000 | 220,000 | 348,000 | 536,000 |
| Noninterest expense | 627,000 | 1,267,000 | 1,877,000 | 2,533,000 |
| Provision for loan losses | 55,000 | 135,000 | 180,000 | 325,000 |
| Pretax income | 522,000 | 925,000 | 1,461,000 | 1,939,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 522,000 | 925,000 | 1,461,000 | 1,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,035,000 | 8,099,000 | 8,277,000 | 8,408,000 |
| Total capital | 8,932,000 | 8,872,000 | 9,087,000 | 9,216,000 |
| Risk-weighted assets | 71,679,000 | 71,500,000 | 72,327,000 | 68,559,000 |