Call reports 2001
HOMESTEAD BANK — 2001
What HOMESTEAD BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 94,008,000 | 92,928,000 | 94,442,000 | 94,846,000 |
| Total loans | 67,039,000 | 68,896,000 | 69,149,000 | 67,010,000 |
| Allowance for loan losses | 913,000 | 910,000 | 939,000 | 986,000 |
| Securities available for sale | 11,768,000 | 9,768,000 | 11,362,000 | 11,746,000 |
| Securities held to maturity | 6,590,000 | 6,162,000 | 4,576,000 | 4,418,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,937,000 | 83,642,000 | 84,837,000 | 83,902,000 |
| Interest-bearing deposits | 73,460,000 | 73,881,000 | 74,954,000 | 74,811,000 |
| Noninterest-bearing deposits | 8,477,000 | 9,761,000 | 9,883,000 | 9,091,000 |
| Equity capital | 8,012,000 | 8,237,000 | 8,596,000 | 8,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,950,000 | 3,888,000 | 5,809,000 | 7,621,000 |
| Interest expense | 965,000 | 1,851,000 | 2,660,000 | 3,333,000 |
| Net interest income | 985,000 | 2,037,000 | 3,149,000 | 4,288,000 |
| Noninterest income | 129,000 | 236,000 | 340,000 | 466,000 |
| Noninterest expense | 660,000 | 1,285,000 | 1,892,000 | 2,545,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 150,000 |
| Pretax income | 425,000 | 930,000 | 1,509,000 | 2,060,000 |
| Income tax | 14,000 | 0 | 0 | 0 |
| Net income | 411,000 | 930,000 | 1,509,000 | 2,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,590,000 | 7,769,000 | 8,009,000 | 7,852,000 |
| Total capital | 8,503,000 | 8,677,000 | 8,934,000 | 8,770,000 |
| Risk-weighted assets | 74,168,000 | 74,917,000 | 73,963,000 | 73,380,000 |