Call reports 2019
DEARBORN SAVINGS BANK — 2019
What DEARBORN SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 125,543,000 | 131,876,000 | 128,843,000 | 129,195,000 |
| Total loans | 102,344,000 | 101,653,000 | 100,614,000 | 98,885,000 |
| Allowance for loan losses | 886,000 | 896,000 | 896,000 | 896,000 |
| Securities available for sale | 3,041,000 | 3,006,000 | 2,762,000 | 2,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,065,000 | 110,098,000 | 106,797,000 | 107,833,000 |
| Interest-bearing deposits | 93,816,000 | 102,346,000 | 99,327,000 | 100,399,000 |
| Noninterest-bearing deposits | 10,249,000 | 7,752,000 | 7,470,000 | 7,434,000 |
| Equity capital | 12,424,000 | 12,687,000 | 12,909,000 | 13,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,197,000 | 2,449,000 | 3,695,000 | 4,901,000 |
| Interest expense | 317,000 | 660,000 | 1,006,000 | 1,350,000 |
| Net interest income | 880,000 | 1,789,000 | 2,689,000 | 3,551,000 |
| Noninterest income | 107,000 | 269,000 | 415,000 | 532,000 |
| Noninterest expense | 775,000 | 1,538,000 | 2,293,000 | 3,008,000 |
| Provision for loan losses | 20,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 192,000 | 490,000 | 781,000 | 1,045,000 |
| Income tax | -9,000 | 42,000 | 110,000 | 230,000 |
| Net income | 201,000 | 448,000 | 671,000 | 815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,426,000 | 12,673,000 | 12,896,000 | 13,040,000 |
| Total capital | 13,312,000 | 13,569,000 | 13,792,000 | 13,936,000 |
| Risk-weighted assets | 80,935,000 | 82,058,000 | 80,836,000 | 83,580,000 |