Call reports 2018
DEARBORN SAVINGS BANK — 2018
What DEARBORN SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 110,771,000 | 119,846,000 | 119,565,000 | 122,841,000 |
| Total loans | 88,033,000 | 96,144,000 | 97,191,000 | 98,493,000 |
| Allowance for loan losses | 836,000 | 856,000 | 866,000 | 866,000 |
| Securities available for sale | 4,339,000 | 3,760,000 | 3,322,000 | 3,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,583,000 | 92,481,000 | 93,440,000 | 97,548,000 |
| Interest-bearing deposits | 82,672,000 | 87,665,000 | 87,947,000 | 92,158,000 |
| Noninterest-bearing deposits | 5,911,000 | 4,816,000 | 5,493,000 | 5,390,000 |
| Equity capital | 14,054,000 | 14,323,000 | 14,513,000 | 14,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 998,000 | 2,063,000 | 3,164,000 | 4,319,000 |
| Interest expense | 177,000 | 403,000 | 677,000 | 972,000 |
| Net interest income | 821,000 | 1,660,000 | 2,487,000 | 3,347,000 |
| Noninterest income | 143,000 | 399,000 | 595,000 | 745,000 |
| Noninterest expense | 563,000 | 1,249,000 | 2,024,000 | 2,781,000 |
| Provision for loan losses | 0 | 20,000 | 30,000 | 30,000 |
| Pretax income | 401,000 | 790,000 | 1,028,000 | 1,281,000 |
| Income tax | 99,000 | 208,000 | 262,000 | 320,000 |
| Net income | 302,000 | 582,000 | 766,000 | 961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,065,000 | 14,346,000 | 14,531,000 | 14,725,000 |
| Total capital | 14,901,000 | 15,202,000 | 15,397,000 | 15,591,000 |
| Risk-weighted assets | 74,201,000 | 80,769,000 | 81,720,000 | 78,272,000 |