Call reports 2017
DEARBORN SAVINGS BANK — 2017
What DEARBORN SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 127,377,000 | 118,176,000 | 116,322,000 | 113,127,000 |
| Total loans | 90,028,000 | 88,015,000 | 88,774,000 | 87,755,000 |
| Allowance for loan losses | 840,000 | 836,000 | 836,000 | 836,000 |
| Securities available for sale | 4,672,000 | 4,627,000 | 4,565,000 | 4,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,703,000 | 95,021,000 | 92,104,000 | 89,630,000 |
| Interest-bearing deposits | 92,757,000 | 87,948,000 | 87,041,000 | 84,678,000 |
| Noninterest-bearing deposits | 6,946,000 | 7,073,000 | 5,063,000 | 4,952,000 |
| Equity capital | 15,400,000 | 15,566,000 | 15,771,000 | 13,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,029,000 | 2,041,000 | 3,023,000 | 4,003,000 |
| Interest expense | 171,000 | 325,000 | 480,000 | 641,000 |
| Net interest income | 858,000 | 1,716,000 | 2,543,000 | 3,362,000 |
| Noninterest income | 115,000 | 266,000 | 519,000 | 689,000 |
| Noninterest expense | 725,000 | 1,505,000 | 2,278,000 | 2,975,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 248,000 | 477,000 | 784,000 | 1,076,000 |
| Income tax | 83,000 | 157,000 | 262,000 | 539,000 |
| Net income | 165,000 | 320,000 | 522,000 | 537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,392,000 | 15,547,000 | 15,749,000 | 13,763,000 |
| Total capital | 16,232,000 | 16,383,000 | 16,585,000 | 14,599,000 |
| Risk-weighted assets | 73,331,000 | 73,894,000 | 73,969,000 | 73,680,000 |