Call reports 2003
FIRST STATE BANK OF NORTH TEXAS — 2003
What FIRST STATE BANK OF NORTH TEXAS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Total assets | 92,372,000 | 93,792,000 | 100,368,000 |
| Total loans | 20,902,000 | 19,609,000 | 20,151,000 |
| Allowance for loan losses | 304,000 | 309,000 | 306,000 |
| Securities available for sale | 40,399,000 | 39,286,000 | 28,578,000 |
| Securities held to maturity | 22,119,000 | 22,794,000 | 34,525,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 82,384,000 | 82,889,000 | 90,419,000 |
| Interest-bearing deposits | 53,482,000 | 52,228,000 | 52,952,000 |
| Noninterest-bearing deposits | 28,902,000 | 30,661,000 | 37,467,000 |
| Equity capital | 8,850,000 | 9,767,000 | 8,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Interest income | 1,006,000 | 1,935,000 | 2,823,000 |
| Interest expense | 192,000 | 361,000 | 515,000 |
| Net interest income | 814,000 | 1,574,000 | 2,308,000 |
| Noninterest income | 577,000 | 1,238,000 | 1,905,000 |
| Noninterest expense | 679,000 | 1,417,000 | 2,133,000 |
| Provision for loan losses | 17,000 | 32,000 | 29,000 |
| Pretax income | 695,000 | 1,370,000 | 2,058,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 695,000 | 1,370,000 | 2,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Tier 1 capital | 8,287,000 | 8,961,000 | 8,849,000 |
| Total capital | 8,550,000 | 9,192,000 | 9,118,000 |
| Risk-weighted assets | 20,997,000 | 18,418,000 | 20,732,000 |