Call reports 2002
FIRST STATE BANK OF NORTH TEXAS — 2002
What FIRST STATE BANK OF NORTH TEXAS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 117,652,000 | 91,148,000 | 94,313,000 | 93,061,000 |
| Total loans | 18,287,000 | 20,856,000 | 22,129,000 | 20,700,000 |
| Allowance for loan losses | 277,000 | 291,000 | 288,000 | 287,000 |
| Securities available for sale | 27,135,000 | 25,701,000 | 23,204,000 | 39,048,000 |
| Securities held to maturity | 36,958,000 | 38,997,000 | 35,562,000 | 24,435,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,559,000 | 81,927,000 | 85,247,000 | 83,969,000 |
| Interest-bearing deposits | 54,063,000 | 53,373,000 | 53,130,000 | 54,015,000 |
| Noninterest-bearing deposits | 55,496,000 | 28,554,000 | 32,117,000 | 29,954,000 |
| Equity capital | 7,953,000 | 8,091,000 | 7,950,000 | 7,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,206,000 | 2,367,000 | 3,504,000 | 4,527,000 |
| Interest expense | 306,000 | 562,000 | 813,000 | 1,035,000 |
| Net interest income | 900,000 | 1,805,000 | 2,691,000 | 3,492,000 |
| Noninterest income | 437,000 | 919,000 | 1,449,000 | 1,995,000 |
| Noninterest expense | 661,000 | 1,356,000 | 2,036,000 | 2,787,000 |
| Provision for loan losses | 2,000 | 15,000 | 12,000 | 22,000 |
| Pretax income | 674,000 | 1,353,000 | 2,072,000 | 2,658,000 |
| Income tax | 0 | 9,000 | 14,000 | 18,000 |
| Net income | 674,000 | 1,344,000 | 2,058,000 | 2,640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,811,000 | 7,808,000 | 7,826,000 | 7,592,000 |
| Total capital | 8,088,000 | 8,099,000 | 8,114,000 | 7,871,000 |
| Risk-weighted assets | 30,213,000 | 26,971,000 | 23,207,000 | 22,283,000 |