Call reports 2001
FIRST STATE BANK OF NORTH TEXAS — 2001
What FIRST STATE BANK OF NORTH TEXAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 84,056,000 | 80,808,000 | 88,388,000 | 87,222,000 |
| Total loans | 16,746,000 | 17,885,000 | 17,487,000 | 18,006,000 |
| Allowance for loan losses | 321,000 | 316,000 | 292,000 | 277,000 |
| Securities available for sale | 17,339,000 | 15,071,000 | 22,300,000 | 28,120,000 |
| Securities held to maturity | 42,563,000 | 39,152,000 | 36,186,000 | 35,156,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,655,000 | 72,169,000 | 79,683,000 | 78,758,000 |
| Interest-bearing deposits | 46,389,000 | 46,122,000 | 52,506,000 | 53,615,000 |
| Noninterest-bearing deposits | 28,266,000 | 26,047,000 | 27,177,000 | 25,143,000 |
| Equity capital | 8,041,000 | 8,067,000 | 8,127,000 | 7,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,483,000 | 2,824,000 | 4,086,000 | 5,351,000 |
| Interest expense | 480,000 | 921,000 | 1,306,000 | 1,663,000 |
| Net interest income | 1,003,000 | 1,903,000 | 2,780,000 | 3,688,000 |
| Noninterest income | 446,000 | 931,000 | 1,418,000 | 1,857,000 |
| Noninterest expense | 625,000 | 1,272,000 | 1,975,000 | 2,724,000 |
| Provision for loan losses | 24,000 | 23,000 | 3,000 | -13,000 |
| Pretax income | 800,000 | 1,539,000 | 2,220,000 | 2,834,000 |
| Income tax | 0 | 16,000 | 0 | 25,000 |
| Net income | 800,000 | 1,523,000 | 2,220,000 | 2,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,861,000 | 7,798,000 | 7,794,000 | 7,726,000 |
| Total capital | 8,159,000 | 8,114,000 | 8,086,000 | 8,003,000 |
| Risk-weighted assets | 23,814,000 | 25,300,000 | 25,178,000 | 24,369,000 |