Call reports 2022
ARBOR BANK — 2022
What ARBOR BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 556,520,000 | 542,990,000 | 532,973,000 | 531,826,000 |
| Total loans | 372,041,000 | 385,433,000 | 419,844,000 | 432,075,000 |
| Allowance for loan losses | 4,570,000 | 4,733,000 | 3,944,000 | 4,675,000 |
| Securities available for sale | 58,479,000 | 65,051,000 | 68,631,000 | 66,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 502,309,000 | 480,452,000 | 481,877,000 | 477,504,000 |
| Interest-bearing deposits | 385,708,000 | 365,218,000 | 355,376,000 | 354,182,000 |
| Noninterest-bearing deposits | 116,601,000 | 115,234,000 | 126,501,000 | 123,322,000 |
| Equity capital | 39,935,000 | 49,639,000 | 49,235,000 | 51,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,227,000 | 8,931,000 | 14,359,000 | 20,008,000 |
| Interest expense | 230,000 | 450,000 | 824,000 | 1,500,000 |
| Net interest income | 3,997,000 | 8,481,000 | 13,535,000 | 18,508,000 |
| Noninterest income | 1,370,000 | 2,571,000 | 3,781,000 | 4,702,000 |
| Noninterest expense | 4,504,000 | 8,920,000 | 13,426,000 | 17,008,000 |
| Provision for loan losses | 99,000 | 198,000 | 414,000 | 1,129,000 |
| Pretax income | 833,000 | 2,003,000 | 3,545,000 | 5,138,000 |
| Income tax | 30,000 | 85,000 | 115,000 | 161,000 |
| Net income | 803,000 | 1,918,000 | 3,430,000 | 4,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,937,000 | 52,472,000 | 53,988,000 | 55,539,000 |
| Total capital | 46,411,000 | 57,072,000 | 57,932,000 | 60,214,000 |
| Risk-weighted assets | 357,858,000 | 367,733,000 | 394,609,000 | 403,012,000 |