Call reports 2018
ARBOR BANK — 2018
What ARBOR BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 319,504,000 | 315,701,000 | 325,573,000 | 331,653,000 |
| Total loans | 265,086,000 | 270,832,000 | 281,303,000 | 282,607,000 |
| Allowance for loan losses | 2,655,000 | 2,701,000 | 2,780,000 | 2,858,000 |
| Securities available for sale | 29,492,000 | 28,423,000 | 27,665,000 | 26,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,639,000 | 263,751,000 | 273,696,000 | 284,621,000 |
| Interest-bearing deposits | 229,299,000 | 221,819,000 | 228,365,000 | 240,776,000 |
| Noninterest-bearing deposits | 45,340,000 | 41,932,000 | 45,331,000 | 43,845,000 |
| Equity capital | 25,062,000 | 25,554,000 | 26,481,000 | 27,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,378,000 | 6,952,000 | 10,739,000 | 14,691,000 |
| Interest expense | 559,000 | 1,162,000 | 1,869,000 | 2,656,000 |
| Net interest income | 2,819,000 | 5,790,000 | 8,870,000 | 12,035,000 |
| Noninterest income | 649,000 | 1,472,000 | 2,417,000 | 3,350,000 |
| Noninterest expense | 2,738,000 | 5,497,000 | 8,385,000 | 11,539,000 |
| Provision for loan losses | 81,000 | 155,000 | 230,000 | 305,000 |
| Pretax income | 649,000 | 1,610,000 | 2,672,000 | 3,541,000 |
| Income tax | 18,000 | 53,000 | 81,000 | 105,000 |
| Net income | 631,000 | 1,557,000 | 2,591,000 | 3,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,436,000 | 26,007,000 | 27,044,000 | 27,894,000 |
| Total capital | 28,091,000 | 28,708,000 | 29,824,000 | 30,752,000 |
| Risk-weighted assets | 258,194,000 | 263,755,000 | 274,076,000 | 276,335,000 |