Call reports 2017
ARBOR BANK — 2017
What ARBOR BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 288,796,000 | 298,133,000 | 300,883,000 | 308,742,000 |
| Total loans | 236,308,000 | 250,477,000 | 256,079,000 | 260,012,000 |
| Allowance for loan losses | 2,633,000 | 2,655,000 | 2,672,000 | 2,572,000 |
| Securities available for sale | 32,197,000 | 30,212,000 | 28,584,000 | 28,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,060,000 | 239,401,000 | 253,413,000 | 258,529,000 |
| Interest-bearing deposits | 205,828,000 | 202,817,000 | 214,120,000 | 216,831,000 |
| Noninterest-bearing deposits | 38,232,000 | 36,584,000 | 39,293,000 | 41,698,000 |
| Equity capital | 23,072,000 | 23,394,000 | 23,906,000 | 24,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,817,000 | 5,904,000 | 9,175,000 | 12,515,000 |
| Interest expense | 299,000 | 697,000 | 1,154,000 | 1,647,000 |
| Net interest income | 2,518,000 | 5,207,000 | 8,021,000 | 10,868,000 |
| Noninterest income | 569,000 | 1,323,000 | 2,147,000 | 3,077,000 |
| Noninterest expense | 2,559,000 | 5,094,000 | 7,863,000 | 11,050,000 |
| Provision for loan losses | 0 | 45,000 | 75,000 | 220,000 |
| Pretax income | 539,000 | 1,402,000 | 2,241,000 | 2,686,000 |
| Income tax | 22,000 | 81,000 | 108,000 | 133,000 |
| Net income | 517,000 | 1,321,000 | 2,133,000 | 2,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,148,000 | 23,309,000 | 23,848,000 | 24,334,000 |
| Total capital | 25,781,000 | 25,964,000 | 26,520,000 | 26,906,000 |
| Risk-weighted assets | 232,866,000 | 244,587,000 | 248,726,000 | 252,422,000 |