Call reports 2001
ARBOR BANK — 2001
What ARBOR BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 64,110,000 | 63,403,000 | 66,167,000 | 61,110,000 |
| Total loans | 41,810,000 | 41,674,000 | 40,780,000 | 37,121,000 |
| Allowance for loan losses | 659,000 | 663,000 | 676,000 | 679,000 |
| Securities available for sale | 18,639,000 | 17,940,000 | 18,264,000 | 19,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,822,000 | 52,767,000 | 51,318,000 | 46,023,000 |
| Interest-bearing deposits | 47,654,000 | 47,132,000 | 45,882,000 | 39,851,000 |
| Noninterest-bearing deposits | 5,168,000 | 5,635,000 | 5,436,000 | 6,172,000 |
| Equity capital | 5,829,000 | 5,815,000 | 6,109,000 | 6,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,298,000 | 2,533,000 | 3,716,000 | 4,780,000 |
| Interest expense | 660,000 | 1,234,000 | 1,763,000 | 2,159,000 |
| Net interest income | 638,000 | 1,299,000 | 1,953,000 | 2,621,000 |
| Noninterest income | 68,000 | 137,000 | 213,000 | 292,000 |
| Noninterest expense | 455,000 | 956,000 | 1,416,000 | 1,871,000 |
| Provision for loan losses | 13,000 | 29,000 | 45,000 | 60,000 |
| Pretax income | 242,000 | 462,000 | 706,000 | 983,000 |
| Income tax | 74,000 | 140,000 | 214,000 | 300,000 |
| Net income | 168,000 | 322,000 | 492,000 | 683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,798,000 | 5,815,000 | 5,984,000 | 6,175,000 |
| Total capital | 6,359,000 | 6,352,000 | 6,512,000 | 6,658,000 |
| Risk-weighted assets | 44,812,000 | 42,820,000 | 42,779,000 | 38,481,000 |