Call reports 2020
STATE BANK AND TRUST COMPANY — 2020
What STATE BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 |
|---|---|
| Total assets | 1,169,616,000 |
| Total loans | 899,539,000 |
| Allowance for loan losses | 7,282,000 |
| Securities available for sale | 98,838,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 1,018,345,000 |
| Interest-bearing deposits | 877,321,000 |
| Noninterest-bearing deposits | 141,024,000 |
| Equity capital | 126,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 |
|---|---|
| Interest income | 12,593,000 |
| Interest expense | 2,858,000 |
| Net interest income | 9,735,000 |
| Noninterest income | 1,691,000 |
| Noninterest expense | 17,679,000 |
| Provision for loan losses | 27,000 |
| Pretax income | -6,267,000 |
| Income tax | -2,913,000 |
| Net income | -3,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 |
|---|---|
| Tier 1 capital | 99,370,000 |
| Total capital | 106,652,000 |
| Risk-weighted assets | 945,327,000 |