Call reports 2019
STATE BANK AND TRUST COMPANY — 2019
What STATE BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,163,237,000 | 1,163,352,000 | 1,151,033,000 | 1,150,836,000 |
| Total loans | 868,501,000 | 884,301,000 | 890,418,000 | 905,654,000 |
| Allowance for loan losses | 8,680,000 | 9,073,000 | 8,560,000 | 7,887,000 |
| Securities available for sale | 131,070,000 | 118,190,000 | 113,244,000 | 105,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,002,685,000 | 1,001,663,000 | 998,756,000 | 999,601,000 |
| Interest-bearing deposits | 865,693,000 | 861,635,000 | 856,572,000 | 868,257,000 |
| Noninterest-bearing deposits | 136,992,000 | 140,028,000 | 142,184,000 | 131,344,000 |
| Equity capital | 125,682,000 | 128,104,000 | 130,196,000 | 131,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 12,476,000 | 25,191,000 | 38,162,000 | 50,982,000 |
| Interest expense | 2,985,000 | 6,006,000 | 9,091,000 | 12,079,000 |
| Net interest income | 9,491,000 | 19,185,000 | 29,071,000 | 38,903,000 |
| Noninterest income | 1,809,000 | 3,735,000 | 5,763,000 | 7,740,000 |
| Noninterest expense | 7,948,000 | 16,254,000 | 24,083,000 | 32,147,000 |
| Provision for loan losses | 293,000 | 334,000 | 391,000 | 456,000 |
| Pretax income | 3,061,000 | 6,370,000 | 10,506,000 | 14,413,000 |
| Income tax | 713,000 | 1,482,000 | 2,448,000 | 3,354,000 |
| Net income | 2,348,000 | 4,888,000 | 8,058,000 | 11,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,588,000 | 100,930,000 | 103,152,000 | 104,604,000 |
| Total capital | 108,278,000 | 110,014,000 | 111,723,000 | 112,502,000 |
| Risk-weighted assets | 911,358,000 | 918,826,000 | 926,684,000 | 931,475,000 |