Call reports 2018
STATE BANK AND TRUST COMPANY — 2018
What STATE BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,134,029,000 | 1,132,767,000 | 1,136,833,000 | 1,178,729,000 |
| Total loans | 879,267,000 | 883,231,000 | 888,873,000 | 872,290,000 |
| Allowance for loan losses | 9,573,000 | 9,015,000 | 8,842,000 | 8,617,000 |
| Securities available for sale | 105,538,000 | 107,178,000 | 112,249,000 | 122,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 972,356,000 | 970,486,000 | 978,767,000 | 1,020,002,000 |
| Interest-bearing deposits | 830,928,000 | 825,070,000 | 839,750,000 | 877,833,000 |
| Noninterest-bearing deposits | 141,428,000 | 145,416,000 | 139,017,000 | 142,169,000 |
| Equity capital | 117,494,000 | 119,302,000 | 121,150,000 | 123,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 11,337,000 | 23,052,000 | 34,976,000 | 47,409,000 |
| Interest expense | 1,828,000 | 3,941,000 | 6,218,000 | 8,875,000 |
| Net interest income | 9,509,000 | 19,111,000 | 28,758,000 | 38,534,000 |
| Noninterest income | 1,660,000 | 3,257,000 | 5,260,000 | 7,042,000 |
| Noninterest expense | 8,016,000 | 16,271,000 | 24,764,000 | 33,361,000 |
| Provision for loan losses | -13,000 | 7,000 | 7,000 | 148,000 |
| Pretax income | 3,166,000 | 6,090,000 | 9,247,000 | 12,098,000 |
| Income tax | 729,000 | 1,422,000 | 2,143,000 | 2,810,000 |
| Net income | 2,437,000 | 4,668,000 | 7,104,000 | 9,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,495,000 | 94,777,000 | 97,263,000 | 98,250,000 |
| Total capital | 102,079,000 | 103,803,000 | 106,116,000 | 106,878,000 |
| Risk-weighted assets | 919,518,000 | 919,749,000 | 917,000,000 | 913,186,000 |