Call reports 2017
STATE BANK AND TRUST COMPANY — 2017
What STATE BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,087,438,000 | 1,086,260,000 | 1,103,799,000 | 1,126,169,000 |
| Total loans | 845,187,000 | 860,521,000 | 890,057,000 | 888,018,000 |
| Allowance for loan losses | 9,523,000 | 9,739,000 | 9,961,000 | 9,709,000 |
| Securities available for sale | 106,253,000 | 103,888,000 | 104,091,000 | 104,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 929,380,000 | 926,606,000 | 932,677,000 | 934,097,000 |
| Interest-bearing deposits | 855,113,000 | 855,598,000 | 861,847,000 | 782,347,000 |
| Noninterest-bearing deposits | 74,267,000 | 71,008,000 | 70,830,000 | 151,750,000 |
| Equity capital | 114,930,000 | 117,409,000 | 119,502,000 | 115,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,249,000 | 20,924,000 | 32,301,000 | 43,754,000 |
| Interest expense | 1,311,000 | 2,733,000 | 4,310,000 | 5,993,000 |
| Net interest income | 8,938,000 | 18,191,000 | 27,991,000 | 37,761,000 |
| Noninterest income | 1,637,000 | 3,568,000 | 5,144,000 | 7,052,000 |
| Noninterest expense | 7,803,000 | 15,701,000 | 23,461,000 | 31,836,000 |
| Provision for loan losses | 318,000 | 633,000 | 960,000 | 962,000 |
| Pretax income | 2,522,000 | 5,488,000 | 8,778,000 | 12,078,000 |
| Income tax | 866,000 | 1,818,000 | 2,954,000 | 5,574,000 |
| Net income | 1,656,000 | 3,670,000 | 5,824,000 | 6,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,783,000 | 90,845,000 | 93,045,000 | 90,271,000 |
| Total capital | 98,315,000 | 100,593,000 | 103,015,000 | 99,989,000 |
| Risk-weighted assets | 882,135,000 | 889,438,000 | 912,811,000 | 915,731,000 |