Call reports 2011
STATE BANK AND TRUST COMPANY — 2011
What STATE BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 924,092,000 | 907,799,000 | 923,787,000 | 921,053,000 |
| Total loans | 622,090,000 | 630,526,000 | 660,463,000 | 654,145,000 |
| Allowance for loan losses | 4,838,000 | 5,596,000 | 6,186,000 | 7,231,000 |
| Securities available for sale | 133,254,000 | 137,368,000 | 113,240,000 | 116,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 744,411,000 | 725,984,000 | 741,175,000 | 738,445,000 |
| Interest-bearing deposits | 695,788,000 | 675,456,000 | 691,946,000 | 690,757,000 |
| Noninterest-bearing deposits | 48,623,000 | 50,527,000 | 49,228,000 | 47,688,000 |
| Equity capital | 109,744,000 | 111,552,000 | 111,574,000 | 107,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,755,000 | 21,679,000 | 32,286,000 | 42,928,000 |
| Interest expense | 2,642,000 | 5,136,000 | 7,548,000 | 9,892,000 |
| Net interest income | 8,113,000 | 16,543,000 | 24,738,000 | 33,036,000 |
| Noninterest income | 1,489,000 | 3,115,000 | 4,963,000 | 6,571,000 |
| Noninterest expense | 7,151,000 | 14,426,000 | 21,710,000 | 27,904,000 |
| Provision for loan losses | 866,000 | 2,382,000 | 3,865,000 | 5,553,000 |
| Pretax income | 1,602,000 | 3,457,000 | 5,403,000 | 7,363,000 |
| Income tax | 558,000 | 1,186,000 | 1,782,000 | 2,308,000 |
| Net income | 1,044,000 | 2,271,000 | 3,621,000 | 5,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,401,000 | 81,608,000 | 83,004,000 | 79,513,000 |
| Total capital | 85,239,000 | 87,205,000 | 89,190,000 | 86,747,000 |
| Risk-weighted assets | 690,930,000 | 689,021,000 | 717,084,000 | 718,271,000 |