Call reports 2001
STATE BANK AND TRUST COMPANY — 2001
What STATE BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 454,725,000 | 451,949,000 | 435,880,000 | 457,413,000 |
| Total loans | 335,217,000 | 349,076,000 | 362,220,000 | 359,079,000 |
| Allowance for loan losses | 4,044,000 | 4,052,000 | 3,830,000 | 4,006,000 |
| Securities available for sale | 71,670,000 | 43,413,000 | 32,336,000 | 51,941,000 |
| Securities held to maturity | 725,000 | 490,000 | 480,000 | 330,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,409,000 | 389,851,000 | 372,558,000 | 369,598,000 |
| Interest-bearing deposits | 351,239,000 | 345,783,000 | 329,316,000 | 325,861,000 |
| Noninterest-bearing deposits | 43,170,000 | 44,068,000 | 43,242,000 | 43,737,000 |
| Equity capital | 39,388,000 | 40,465,000 | 41,754,000 | 40,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 9,676,000 | 19,366,000 | 28,745,000 | 37,848,000 |
| Interest expense | 4,914,000 | 9,702,000 | 13,890,000 | 17,588,000 |
| Net interest income | 4,762,000 | 9,664,000 | 14,855,000 | 20,260,000 |
| Noninterest income | 1,024,000 | 2,292,000 | 3,689,000 | 4,961,000 |
| Noninterest expense | 3,980,000 | 8,029,000 | 11,842,000 | 15,814,000 |
| Provision for loan losses | 450,000 | 875,000 | 1,750,000 | 2,625,000 |
| Pretax income | 1,356,000 | 3,052,000 | 4,952,000 | 6,782,000 |
| Income tax | 503,000 | 1,130,000 | 1,827,000 | 2,512,000 |
| Net income | 853,000 | 1,922,000 | 3,125,000 | 4,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,100,000 | 40,166,000 | 41,372,000 | 40,216,000 |
| Total capital | 43,144,000 | 44,221,000 | 45,203,000 | 44,222,000 |
| Risk-weighted assets | 342,597,000 | 342,309,000 | 351,292,000 | 358,481,000 |