Call reports 2012
FIRST COMMUNITY BANK — 2012
What FIRST COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 637,078,000 | 608,964,000 | 590,395,000 |
| Total loans | 442,354,000 | 440,670,000 | 426,248,000 |
| Allowance for loan losses | 7,840,000 | 8,247,000 | 7,620,000 |
| Securities available for sale | 57,195,000 | 45,779,000 | 40,266,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 564,004,000 | 537,358,000 | 515,429,000 |
| Interest-bearing deposits | 494,565,000 | 471,583,000 | 449,015,000 |
| Noninterest-bearing deposits | 69,439,000 | 65,775,000 | 66,414,000 |
| Equity capital | 53,723,000 | 53,705,000 | 55,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 7,243,000 | 14,421,000 | 21,377,000 |
| Interest expense | 2,027,000 | 3,907,000 | 5,670,000 |
| Net interest income | 5,216,000 | 10,514,000 | 15,707,000 |
| Noninterest income | 2,464,000 | 5,407,000 | 8,626,000 |
| Noninterest expense | 5,668,000 | 11,436,000 | 17,143,000 |
| Provision for loan losses | 772,000 | 3,802,000 | 4,575,000 |
| Pretax income | 1,240,000 | 1,038,000 | 2,970,000 |
| Income tax | 427,000 | 340,000 | 979,000 |
| Net income | 813,000 | 698,000 | 1,991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 53,504,000 | 53,200,000 | 54,762,000 |
| Total capital | 65,030,000 | 64,789,000 | 66,191,000 |
| Risk-weighted assets | 439,727,000 | 444,472,000 | 432,223,000 |