Call reports 2011
FIRST COMMUNITY BANK — 2011
What FIRST COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 645,682,000 | 640,127,000 | 626,901,000 | 638,293,000 |
| Total loans | 466,389,000 | 466,845,000 | 463,494,000 | 461,026,000 |
| Allowance for loan losses | 11,204,000 | 11,143,000 | 11,612,000 | 9,666,000 |
| Securities available for sale | 63,445,000 | 54,230,000 | 50,107,000 | 49,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 561,603,000 | 567,257,000 | 552,198,000 | 567,311,000 |
| Interest-bearing deposits | 506,189,000 | 509,087,000 | 491,879,000 | 500,921,000 |
| Noninterest-bearing deposits | 55,414,000 | 58,170,000 | 60,319,000 | 66,390,000 |
| Equity capital | 49,562,000 | 52,078,000 | 52,395,000 | 53,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,623,000 | 15,548,000 | 23,275,000 | 30,690,000 |
| Interest expense | 2,530,000 | 5,061,000 | 7,531,000 | 9,615,000 |
| Net interest income | 5,093,000 | 10,487,000 | 15,744,000 | 21,075,000 |
| Noninterest income | 2,027,000 | 4,291,000 | 6,388,000 | 9,192,000 |
| Noninterest expense | 5,721,000 | 11,305,000 | 17,257,000 | 23,847,000 |
| Provision for loan losses | 772,000 | 1,495,000 | 2,767,000 | 3,290,000 |
| Pretax income | 663,000 | 2,300,000 | 2,649,000 | 3,670,000 |
| Income tax | 206,000 | 777,000 | 885,000 | 1,236,000 |
| Net income | 457,000 | 1,523,000 | 1,764,000 | 2,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,254,000 | 51,353,000 | 51,302,000 | 52,310,000 |
| Total capital | 62,111,000 | 65,146,000 | 65,109,000 | 64,025,000 |
| Risk-weighted assets | 463,228,000 | 469,347,000 | 458,753,000 | 453,221,000 |