Call reports 2010
FIRST COMMUNITY BANK — 2010
What FIRST COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 604,472,000 | 589,780,000 | 584,275,000 | 611,660,000 |
| Total loans | 463,499,000 | 459,901,000 | 464,254,000 | 469,733,000 |
| Allowance for loan losses | 10,080,000 | 9,270,000 | 9,742,000 | 10,507,000 |
| Securities available for sale | 8,898,000 | 22,750,000 | 18,458,000 | 29,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 519,724,000 | 508,568,000 | 501,564,000 | 531,449,000 |
| Interest-bearing deposits | 487,364,000 | 461,986,000 | 452,131,000 | 475,332,000 |
| Noninterest-bearing deposits | 32,360,000 | 46,582,000 | 49,433,000 | 56,117,000 |
| Equity capital | 49,367,000 | 49,853,000 | 50,521,000 | 47,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,972,000 | 15,710,000 | 23,564,000 | 31,420,000 |
| Interest expense | 2,857,000 | 5,647,000 | 8,302,000 | 10,874,000 |
| Net interest income | 5,115,000 | 10,063,000 | 15,262,000 | 20,546,000 |
| Noninterest income | 2,062,000 | 4,629,000 | 7,376,000 | 7,537,000 |
| Noninterest expense | 5,954,000 | 11,884,000 | 18,114,000 | 25,398,000 |
| Provision for loan losses | 600,000 | 1,500,000 | 2,250,000 | 3,400,000 |
| Pretax income | 787,000 | 1,472,000 | 2,479,000 | -510,000 |
| Income tax | 210,000 | 438,000 | 773,000 | 549,000 |
| Net income | 577,000 | 1,034,000 | 1,706,000 | -1,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,450,000 | 49,247,000 | 49,342,000 | 46,280,000 |
| Total capital | 64,271,000 | 65,097,000 | 65,095,000 | 60,126,000 |
| Risk-weighted assets | 461,416,000 | 464,592,000 | 456,288,000 | 462,998,000 |