Call reports 2009
FIRST COMMUNITY BANK — 2009
What FIRST COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 617,118,000 | 619,257,000 | 602,871,000 | 599,643,000 |
| Total loans | 489,103,000 | 488,717,000 | 471,728,000 | 471,417,000 |
| Allowance for loan losses | 7,134,000 | 7,462,000 | 7,658,000 | 9,506,000 |
| Securities available for sale | 39,036,000 | 23,618,000 | 24,509,000 | 12,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 502,190,000 | 511,514,000 | 494,336,000 | 509,145,000 |
| Interest-bearing deposits | 461,207,000 | 471,463,000 | 445,517,000 | 466,016,000 |
| Noninterest-bearing deposits | 40,983,000 | 40,051,000 | 48,819,000 | 43,129,000 |
| Equity capital | 45,925,000 | 50,676,000 | 50,900,000 | 48,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 9,033,000 | 17,661,000 | 26,377,000 | 34,575,000 |
| Interest expense | 3,667,000 | 7,303,000 | 10,585,000 | 13,621,000 |
| Net interest income | 5,366,000 | 10,358,000 | 15,792,000 | 20,954,000 |
| Noninterest income | 2,389,000 | 4,413,000 | 6,692,000 | 7,751,000 |
| Noninterest expense | 6,213,000 | 12,604,000 | 19,258,000 | 26,504,000 |
| Provision for loan losses | 622,000 | 1,571,000 | 2,731,000 | 8,172,000 |
| Pretax income | 920,000 | 956,000 | 944,000 | -4,955,000 |
| Income tax | 290,000 | 325,000 | 235,000 | -1,966,000 |
| Net income | 630,000 | 631,000 | 709,000 | -2,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,901,000 | 49,909,000 | 49,994,000 | 47,521,000 |
| Total capital | 60,957,000 | 65,918,000 | 65,958,000 | 63,352,000 |
| Risk-weighted assets | 495,163,000 | 479,283,000 | 475,417,000 | 462,831,000 |