Call reports 2008
FIRST COMMUNITY BANK — 2008
What FIRST COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 570,575,000 | 568,142,000 | 584,047,000 | 601,735,000 |
| Total loans | 483,115,000 | 489,083,000 | 494,599,000 | 494,004,000 |
| Allowance for loan losses | 4,398,000 | 4,539,000 | 4,655,000 | 6,769,000 |
| Securities available for sale | 13,016,000 | 12,560,000 | 17,037,000 | 37,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 469,742,000 | 446,250,000 | 482,676,000 | 488,766,000 |
| Interest-bearing deposits | 425,249,000 | 430,522,000 | 440,541,000 | 445,552,000 |
| Noninterest-bearing deposits | 44,493,000 | 15,728,000 | 42,135,000 | 43,214,000 |
| Equity capital | 50,907,000 | 50,539,000 | 47,677,000 | 44,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 9,897,000 | 19,122,000 | 28,446,000 | 37,691,000 |
| Interest expense | 4,539,000 | 8,272,000 | 11,977,000 | 15,986,000 |
| Net interest income | 5,358,000 | 10,850,000 | 16,469,000 | 21,705,000 |
| Noninterest income | 1,920,000 | 3,889,000 | 5,827,000 | 7,466,000 |
| Noninterest expense | 5,679,000 | 11,417,000 | 17,286,000 | 23,543,000 |
| Provision for loan losses | 94,000 | 551,000 | 1,025,000 | 6,081,000 |
| Pretax income | 1,602,000 | 2,943,000 | 4,156,000 | -281,000 |
| Income tax | 530,000 | 970,000 | 1,350,000 | -298,000 |
| Net income | 1,072,000 | 1,973,000 | 2,806,000 | 17,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,496,000 | 50,447,000 | 47,480,000 | 44,491,000 |
| Total capital | 64,894,000 | 64,986,000 | 62,135,000 | 60,603,000 |
| Risk-weighted assets | 480,712,000 | 502,216,000 | 493,401,000 | 488,266,000 |