Call reports 2007
FIRST COMMUNITY BANK — 2007
What FIRST COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 541,767,000 | 545,533,000 | 547,483,000 | 567,345,000 |
| Total loans | 455,073,000 | 469,492,000 | 479,347,000 | 490,881,000 |
| Allowance for loan losses | 3,318,000 | 3,581,000 | 3,945,000 | 4,521,000 |
| Securities available for sale | 14,235,000 | 12,064,000 | 12,113,000 | 11,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 465,985,000 | 487,765,000 | 471,599,000 | 465,084,000 |
| Interest-bearing deposits | 425,714,000 | 445,472,000 | 427,041,000 | 423,724,000 |
| Noninterest-bearing deposits | 40,271,000 | 42,293,000 | 44,558,000 | 41,360,000 |
| Equity capital | 38,444,000 | 39,610,000 | 41,992,000 | 40,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 10,066,000 | 20,366,000 | 30,666,000 | 41,033,000 |
| Interest expense | 4,880,000 | 9,874,000 | 14,956,000 | 20,015,000 |
| Net interest income | 5,186,000 | 10,492,000 | 15,710,000 | 21,018,000 |
| Noninterest income | 1,507,000 | 3,155,000 | 5,011,000 | 6,681,000 |
| Noninterest expense | 5,121,000 | 10,208,000 | 15,661,000 | 21,056,000 |
| Provision for loan losses | 217,000 | 508,000 | 1,065,000 | 4,599,000 |
| Pretax income | 1,355,000 | 2,931,000 | 3,995,000 | 2,044,000 |
| Income tax | 450,000 | 905,000 | 1,305,000 | 681,000 |
| Net income | 905,000 | 2,026,000 | 2,690,000 | 1,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,216,000 | 39,462,000 | 41,751,000 | 40,049,000 |
| Total capital | 51,534,000 | 53,043,000 | 55,696,000 | 54,570,000 |
| Risk-weighted assets | 461,301,000 | 467,026,000 | 472,606,000 | 487,399,000 |