Call reports 2006
FIRST COMMUNITY BANK — 2006
What FIRST COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 465,311,000 | 482,094,000 | 501,645,000 | 521,680,000 |
| Total loans | 389,756,000 | 418,320,000 | 431,537,000 | 447,314,000 |
| Allowance for loan losses | 2,400,000 | 2,610,000 | 3,048,000 | 3,137,000 |
| Securities available for sale | 17,460,000 | 13,383,000 | 12,951,000 | 13,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 404,425,000 | 419,917,000 | 422,959,000 | 441,538,000 |
| Interest-bearing deposits | 375,066,000 | 386,261,000 | 390,232,000 | 401,542,000 |
| Noninterest-bearing deposits | 29,359,000 | 33,656,000 | 32,727,000 | 39,996,000 |
| Equity capital | 33,984,000 | 34,666,000 | 35,682,000 | 37,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,202,000 | 17,311,000 | 27,348,000 | 37,918,000 |
| Interest expense | 3,356,000 | 7,187,000 | 11,291,000 | 16,081,000 |
| Net interest income | 4,846,000 | 10,124,000 | 16,057,000 | 21,837,000 |
| Noninterest income | 952,000 | 1,962,000 | 3,060,000 | 4,138,000 |
| Noninterest expense | 4,388,000 | 8,909,000 | 13,714,000 | 18,957,000 |
| Provision for loan losses | 140,000 | 374,000 | 844,000 | 1,190,000 |
| Pretax income | 1,270,000 | 2,803,000 | 4,559,000 | 5,828,000 |
| Income tax | 410,000 | 987,000 | 1,597,000 | 1,897,000 |
| Net income | 860,000 | 1,816,000 | 2,962,000 | 3,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,894,000 | 34,652,000 | 35,492,000 | 37,136,000 |
| Total capital | 46,294,000 | 47,262,000 | 48,540,000 | 50,273,000 |
| Risk-weighted assets | 380,400,000 | 410,246,000 | 425,886,000 | 447,284,000 |