Call reports 2004
FIRST COMMUNITY BANK — 2004
What FIRST COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 370,084,000 | 370,938,000 | 382,151,000 | 408,891,000 |
| Total loans | 310,918,000 | 317,557,000 | 328,125,000 | 330,277,000 |
| Allowance for loan losses | 1,861,000 | 2,002,000 | 2,123,000 | 2,217,000 |
| Securities available for sale | 6,854,000 | 5,698,000 | 5,186,000 | 25,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,164,000 | 304,555,000 | 319,606,000 | 349,939,000 |
| Interest-bearing deposits | 277,392,000 | 272,547,000 | 293,008,000 | 322,424,000 |
| Noninterest-bearing deposits | 30,772,000 | 32,008,000 | 26,598,000 | 27,515,000 |
| Equity capital | 25,761,000 | 26,048,000 | 26,540,000 | 27,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,205,000 | 10,793,000 | 16,476,000 | 22,438,000 |
| Interest expense | 1,858,000 | 3,699,000 | 5,593,000 | 7,713,000 |
| Net interest income | 3,347,000 | 7,094,000 | 10,883,000 | 14,725,000 |
| Noninterest income | 1,123,000 | 1,955,000 | 2,820,000 | 3,702,000 |
| Noninterest expense | 3,437,000 | 6,982,000 | 10,560,000 | 14,235,000 |
| Provision for loan losses | 86,000 | 288,000 | 460,000 | 595,000 |
| Pretax income | 947,000 | 1,779,000 | 2,683,000 | 3,597,000 |
| Income tax | 306,000 | 555,000 | 781,000 | 1,132,000 |
| Net income | 641,000 | 1,224,000 | 1,902,000 | 2,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,739,000 | 26,097,000 | 26,550,000 | 27,613,000 |
| Total capital | 34,600,000 | 35,099,000 | 35,673,000 | 36,830,000 |
| Risk-weighted assets | 301,866,000 | 311,105,000 | 324,027,000 | 327,198,000 |