Call reports 2003
FIRST COMMUNITY BANK — 2003
What FIRST COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 322,350,000 | 325,076,000 | 341,899,000 | 350,594,000 |
| Total loans | 264,123,000 | 275,983,000 | 281,858,000 | 293,098,000 |
| Allowance for loan losses | 1,915,000 | 1,831,000 | 1,811,000 | 1,779,000 |
| Securities available for sale | 9,833,000 | 8,855,000 | 5,755,000 | 15,227,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,236,000 | 261,409,000 | 277,634,000 | 291,572,000 |
| Interest-bearing deposits | 225,288,000 | 232,847,000 | 247,325,000 | 261,313,000 |
| Noninterest-bearing deposits | 23,948,000 | 28,562,000 | 30,309,000 | 30,259,000 |
| Equity capital | 20,103,000 | 22,066,000 | 22,488,000 | 22,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,859,000 | 10,193,000 | 15,730,000 | 20,916,000 |
| Interest expense | 1,679,000 | 3,529,000 | 5,349,000 | 7,214,000 |
| Net interest income | 3,180,000 | 6,664,000 | 10,381,000 | 13,702,000 |
| Noninterest income | 577,000 | 1,159,000 | 1,731,000 | 2,305,000 |
| Noninterest expense | 3,358,000 | 7,540,000 | 10,879,000 | 14,381,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 285,000 |
| Pretax income | 389,000 | 342,000 | 1,417,000 | 1,535,000 |
| Income tax | 96,000 | 55,000 | 403,000 | 543,000 |
| Net income | 293,000 | 287,000 | 1,014,000 | 992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,971,000 | 21,865,000 | 22,492,000 | 22,373,000 |
| Total capital | 28,886,000 | 30,696,000 | 31,303,000 | 31,152,000 |
| Risk-weighted assets | 255,842,000 | 261,767,000 | 272,465,000 | 283,106,000 |