Call reports 2002
FIRST COMMUNITY BANK — 2002
What FIRST COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 254,934,000 | 272,919,000 | 281,186,000 | 299,981,000 |
| Total loans | 218,597,000 | 231,677,000 | 238,807,000 | 254,952,000 |
| Allowance for loan losses | 1,912,000 | 2,036,000 | 1,986,000 | 1,957,000 |
| Securities available for sale | 14,700,000 | 14,300,000 | 10,716,000 | 10,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,127,000 | 218,271,000 | 218,180,000 | 229,860,000 |
| Interest-bearing deposits | 190,549,000 | 196,813,000 | 197,356,000 | 205,927,000 |
| Noninterest-bearing deposits | 21,578,000 | 21,458,000 | 20,824,000 | 23,933,000 |
| Equity capital | 18,089,000 | 18,668,000 | 19,656,000 | 20,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,168,000 | 8,610,000 | 13,269,000 | 18,237,000 |
| Interest expense | 1,734,000 | 3,506,000 | 5,323,000 | 7,047,000 |
| Net interest income | 2,434,000 | 5,104,000 | 7,946,000 | 11,190,000 |
| Noninterest income | 482,000 | 1,009,000 | 1,470,000 | 2,154,000 |
| Noninterest expense | 2,365,000 | 4,670,000 | 7,213,000 | 10,195,000 |
| Provision for loan losses | 20,000 | 140,000 | 140,000 | 140,000 |
| Pretax income | 531,000 | 1,303,000 | 2,154,000 | 3,100,000 |
| Income tax | 165,000 | 381,000 | 677,000 | 977,000 |
| Net income | 366,000 | 922,000 | 1,477,000 | 2,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,181,000 | 18,562,000 | 19,517,000 | 19,963,000 |
| Total capital | 20,093,000 | 20,598,000 | 24,503,000 | 24,920,000 |
| Risk-weighted assets | 200,451,000 | 214,254,000 | 218,917,000 | 234,816,000 |