Call reports 2001
FIRST COMMUNITY BANK — 2001
What FIRST COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 224,212,000 | 217,151,000 | 222,376,000 | 230,738,000 |
| Total loans | 177,679,000 | 180,783,000 | 188,067,000 | 197,316,000 |
| Allowance for loan losses | 1,581,000 | 1,721,000 | 1,690,000 | 1,909,000 |
| Securities available for sale | 19,932,000 | 16,246,000 | 14,574,000 | 11,206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,660,000 | 186,761,000 | 187,246,000 | 192,806,000 |
| Interest-bearing deposits | 177,472,000 | 169,539,000 | 171,422,000 | 173,225,000 |
| Noninterest-bearing deposits | 15,188,000 | 17,222,000 | 15,824,000 | 19,581,000 |
| Equity capital | 16,816,000 | 17,202,000 | 18,092,000 | 18,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,682,000 | 9,181,000 | 13,537,000 | 17,697,000 |
| Interest expense | 2,511,000 | 4,657,000 | 6,634,000 | 8,403,000 |
| Net interest income | 2,171,000 | 4,524,000 | 6,903,000 | 9,294,000 |
| Noninterest income | 316,000 | 890,000 | 1,300,000 | 1,775,000 |
| Noninterest expense | 1,858,000 | 3,774,000 | 5,830,000 | 7,744,000 |
| Provision for loan losses | 50,000 | 190,000 | 190,000 | 447,000 |
| Pretax income | 579,000 | 1,450,000 | 2,183,000 | 3,053,000 |
| Income tax | 165,000 | 457,000 | 693,000 | 1,018,000 |
| Net income | 414,000 | 993,000 | 1,490,000 | 2,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,722,000 | 17,076,000 | 17,875,000 | 18,241,000 |
| Total capital | 18,303,000 | 18,797,000 | 19,565,000 | 20,150,000 |
| Risk-weighted assets | 170,219,000 | 184,932,000 | 182,434,000 | 189,368,000 |