Call reports 2016
AMERICAN EXPRESS BANK, FSB — 2016
What AMERICAN EXPRESS BANK, FSB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 51,900,814,000 | 49,813,222,000 | 45,999,353,000 | 49,268,864,000 |
| Total loans | 41,172,535,000 | 32,266,278,000 | 37,196,208,000 | 40,169,307,000 |
| Allowance for loan losses | 455,500,000 | 506,517,000 | 478,654,000 | 531,245,000 |
| Securities available for sale | 425,131,000 | 381,156,000 | 368,360,000 | 420,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,182,770,000 | 38,030,800,000 | 35,620,022,000 | 37,675,314,000 |
| Interest-bearing deposits | 39,059,231,000 | 37,949,560,000 | 35,540,252,000 | 37,592,173,000 |
| Noninterest-bearing deposits | 123,539,000 | 81,240,000 | 79,770,000 | 83,141,000 |
| Equity capital | 7,034,761,000 | 7,480,368,000 | 6,703,037,000 | 6,723,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 934,581,000 | 1,759,336,000 | 2,420,605,000 | 3,124,708,000 |
| Interest expense | 115,700,000 | 227,515,000 | 335,177,000 | 443,030,000 |
| Net interest income | 818,881,000 | 1,531,821,000 | 2,085,428,000 | 2,681,678,000 |
| Noninterest income | 2,206,690,000 | 5,277,673,000 | 7,005,641,000 | 8,873,637,000 |
| Noninterest expense | 1,626,627,000 | 3,296,559,000 | 4,729,307,000 | 6,246,968,000 |
| Provision for loan losses | 147,625,000 | 300,713,000 | 430,222,000 | 618,945,000 |
| Pretax income | 1,251,319,000 | 3,212,222,000 | 3,931,540,000 | 4,689,402,000 |
| Income tax | 464,323,000 | 1,196,803,000 | 1,463,575,000 | 1,746,091,000 |
| Net income | 786,996,000 | 2,015,419,000 | 2,467,965,000 | 2,943,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,968,420,000 | 7,435,931,000 | 6,657,253,000 | 6,681,222,000 |
| Total capital | 7,663,920,000 | 8,135,806,000 | 7,133,408,000 | 7,194,321,000 |
| Risk-weighted assets | 46,784,528,000 | 36,727,202,000 | 38,072,812,000 | 41,013,088,000 |