Call reports 2015
AMERICAN EXPRESS BANK, FSB — 2015
What AMERICAN EXPRESS BANK, FSB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 47,590,746,000 | 49,187,828,000 | 50,879,988,000 | 52,824,609,000 |
| Total loans | 38,912,462,000 | 40,186,993,000 | 41,797,773,000 | 44,096,464,000 |
| Allowance for loan losses | 543,654,000 | 547,837,000 | 585,422,000 | 434,146,000 |
| Securities available for sale | 512,410,000 | 493,531,000 | 399,597,000 | 421,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,512,381,000 | 33,708,079,000 | 35,217,213,000 | 38,029,969,000 |
| Interest-bearing deposits | 34,417,016,000 | 33,610,861,000 | 35,115,393,000 | 37,898,123,000 |
| Noninterest-bearing deposits | 95,365,000 | 97,218,000 | 101,820,000 | 131,846,000 |
| Equity capital | 6,816,801,000 | 6,799,918,000 | 6,810,590,000 | 6,993,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 781,120,000 | 1,556,692,000 | 2,412,334,000 | 3,313,259,000 |
| Interest expense | 95,239,000 | 194,526,000 | 300,934,000 | 415,792,000 |
| Net interest income | 685,881,000 | 1,362,166,000 | 2,111,400,000 | 2,897,467,000 |
| Noninterest income | 1,919,512,000 | 3,991,602,000 | 6,038,442,000 | 8,363,256,000 |
| Noninterest expense | 1,568,679,000 | 3,274,140,000 | 4,980,375,000 | 6,717,219,000 |
| Provision for loan losses | 144,458,000 | 306,263,000 | 505,276,000 | 699,394,000 |
| Pretax income | 892,256,000 | 1,773,365,000 | 2,664,191,000 | 3,844,110,000 |
| Income tax | 328,966,000 | 660,296,000 | 988,374,000 | 1,422,329,000 |
| Net income | 563,290,000 | 1,113,069,000 | 1,675,817,000 | 2,421,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,722,533,000 | 6,712,453,000 | 6,740,569,000 | 6,926,771,000 |
| Total capital | 7,586,187,000 | 7,580,290,000 | 7,565,991,000 | 7,600,917,000 |
| Risk-weighted assets | 46,415,972,000 | 47,655,690,000 | 47,740,160,000 | 50,438,882,000 |