Call reports 2014
AMERICAN EXPRESS BANK, FSB — 2014
What AMERICAN EXPRESS BANK, FSB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 40,502,228,000 | 40,113,848,000 | 43,047,928,000 | 44,887,004,000 |
| Total loans | 35,507,954,000 | 37,007,997,000 | 37,356,203,000 | 39,698,689,000 |
| Allowance for loan losses | 522,167,000 | 527,882,000 | 526,111,000 | 561,334,000 |
| Securities available for sale | 537,680,000 | 535,301,000 | 503,199,000 | 533,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,486,089,000 | 28,227,729,000 | 29,179,998,000 | 30,615,666,000 |
| Interest-bearing deposits | 28,403,843,000 | 28,135,154,000 | 29,081,315,000 | 30,509,856,000 |
| Noninterest-bearing deposits | 82,246,000 | 92,575,000 | 98,683,000 | 105,810,000 |
| Equity capital | 6,766,112,000 | 6,761,445,000 | 6,812,122,000 | 6,824,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 681,906,000 | 1,362,772,000 | 2,081,551,000 | 2,815,665,000 |
| Interest expense | 79,269,000 | 155,939,000 | 238,538,000 | 327,922,000 |
| Net interest income | 602,637,000 | 1,206,833,000 | 1,843,013,000 | 2,487,743,000 |
| Noninterest income | 1,738,304,000 | 3,664,730,000 | 5,606,458,000 | 7,683,433,000 |
| Noninterest expense | 1,387,417,000 | 2,971,789,000 | 4,507,745,000 | 6,159,183,000 |
| Provision for loan losses | 144,027,000 | 306,933,000 | 457,381,000 | 633,173,000 |
| Pretax income | 809,497,000 | 1,592,841,000 | 2,484,345,000 | 3,378,820,000 |
| Income tax | 299,801,000 | 582,087,000 | 918,078,000 | 1,243,996,000 |
| Net income | 509,696,000 | 1,010,754,000 | 1,566,267,000 | 2,134,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,664,494,000 | 6,657,697,000 | 6,714,525,000 | 6,722,345,000 |
| Total capital | 7,586,661,000 | 7,585,579,000 | 7,560,636,000 | 7,603,679,000 |
| Risk-weighted assets | 42,444,222,000 | 43,932,974,000 | 44,252,686,000 | 47,503,214,000 |