Call reports 2013
AMERICAN EXPRESS BANK, FSB — 2013
What AMERICAN EXPRESS BANK, FSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 41,032,306,000 | 38,454,852,000 | 38,510,376,000 | 38,516,497,000 |
| Total loans | 31,870,015,000 | 33,158,529,000 | 33,322,607,000 | 35,047,180,000 |
| Allowance for loan losses | 583,511,000 | 566,680,000 | 539,602,000 | 517,979,000 |
| Securities available for sale | 606,404,000 | 604,945,000 | 604,396,000 | 607,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,879,154,000 | 26,452,588,000 | 27,577,029,000 | 27,152,406,000 |
| Interest-bearing deposits | 26,790,487,000 | 26,367,251,000 | 27,489,014,000 | 27,053,852,000 |
| Noninterest-bearing deposits | 88,667,000 | 85,337,000 | 88,015,000 | 98,554,000 |
| Equity capital | 7,138,858,000 | 6,717,324,000 | 6,710,609,000 | 6,774,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 615,001,000 | 1,218,194,000 | 1,858,066,000 | 2,503,015,000 |
| Interest expense | 96,894,000 | 183,036,000 | 268,752,000 | 354,327,000 |
| Net interest income | 518,107,000 | 1,035,158,000 | 1,589,314,000 | 2,148,688,000 |
| Noninterest income | 1,613,844,000 | 3,367,440,000 | 5,104,639,000 | 6,989,511,000 |
| Noninterest expense | 1,315,054,000 | 2,708,737,000 | 4,160,410,000 | 5,669,088,000 |
| Provision for loan losses | 112,609,000 | 256,586,000 | 374,923,000 | 508,007,000 |
| Pretax income | 704,288,000 | 1,437,275,000 | 2,158,620,000 | 2,961,104,000 |
| Income tax | 264,097,000 | 537,579,000 | 805,716,000 | 1,090,275,000 |
| Net income | 440,191,000 | 899,696,000 | 1,352,904,000 | 1,870,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,089,674,000 | 6,678,461,000 | 6,676,573,000 | 6,744,187,000 |
| Total capital | 7,986,383,000 | 7,585,920,000 | 7,580,894,000 | 7,662,166,000 |
| Risk-weighted assets | 39,647,482,000 | 40,537,484,000 | 40,310,371,000 | 43,365,818,000 |