Call reports 2012
AMERICAN EXPRESS BANK, FSB — 2012
What AMERICAN EXPRESS BANK, FSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 36,691,886,000 | 34,581,439,000 | 36,598,798,000 | 37,896,870,000 |
| Total loans | 28,751,896,000 | 30,453,524,000 | 30,512,082,000 | 32,429,750,000 |
| Allowance for loan losses | 725,858,000 | 676,136,000 | 632,089,000 | 633,163,000 |
| Securities available for sale | 1,040,955,000 | 861,241,000 | 758,837,000 | 638,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,209,468,000 | 21,601,476,000 | 23,082,477,000 | 24,700,053,000 |
| Interest-bearing deposits | 22,123,730,000 | 21,512,605,000 | 22,996,550,000 | 24,597,198,000 |
| Noninterest-bearing deposits | 85,739,000 | 88,871,000 | 85,927,000 | 102,855,000 |
| Equity capital | 6,569,802,000 | 6,560,431,000 | 6,601,901,000 | 6,704,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 681,040,000 | 1,370,432,000 | 2,102,829,000 | 2,320,135,000 |
| Interest expense | 96,571,000 | 186,921,000 | 280,730,000 | 376,816,000 |
| Net interest income | 584,469,000 | 1,183,511,000 | 1,822,099,000 | 1,943,319,000 |
| Noninterest income | 1,338,089,000 | 2,797,270,000 | 4,275,888,000 | 6,357,824,000 |
| Noninterest expense | 1,165,768,000 | 2,499,160,000 | 3,799,889,000 | 5,227,657,000 |
| Provision for loan losses | 134,994,000 | 270,447,000 | 417,080,000 | 535,626,000 |
| Pretax income | 621,796,000 | 1,211,174,000 | 1,881,018,000 | 2,537,860,000 |
| Income tax | 230,038,000 | 454,255,000 | 706,237,000 | 931,582,000 |
| Net income | 391,758,000 | 756,919,000 | 1,174,781,000 | 1,606,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,509,860,000 | 6,500,022,000 | 6,542,884,000 | 6,649,483,000 |
| Total capital | 7,367,111,000 | 7,369,171,000 | 7,418,393,000 | 7,556,205,000 |
| Risk-weighted assets | 36,297,624,000 | 37,312,511,000 | 37,890,286,000 | 40,402,983,000 |