Call reports 2008
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2008
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 242,281,000 | 243,913,000 | 232,945,000 | 244,646,000 |
| Total loans | 135,715,000 | 139,568,000 | 139,914,000 | 138,127,000 |
| Allowance for loan losses | 1,657,000 | 1,711,000 | 1,790,000 | 1,986,000 |
| Securities available for sale | 69,988,000 | 68,478,000 | 66,689,000 | 69,599,000 |
| Securities held to maturity | 7,854,000 | 7,840,000 | 7,530,000 | 7,519,000 |
| Trading assets | 0 | 4,010,000 | 14,000 | 10,038,000 |
| Total deposits | 218,161,000 | 222,378,000 | 210,333,000 | 221,628,000 |
| Interest-bearing deposits | 191,865,000 | 193,243,000 | 149,036,000 | 159,588,000 |
| Noninterest-bearing deposits | 26,296,000 | 29,135,000 | 61,296,000 | 62,040,000 |
| Equity capital | 20,754,000 | 20,062,000 | 20,282,000 | 21,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,428,000 | 6,640,000 | 9,831,000 | 12,925,000 |
| Interest expense | 843,000 | 1,516,000 | 2,042,000 | 2,489,000 |
| Net interest income | 2,585,000 | 5,124,000 | 7,789,000 | 10,436,000 |
| Noninterest income | 864,000 | 1,949,000 | 3,042,000 | 3,907,000 |
| Noninterest expense | 2,034,000 | 4,075,000 | 6,149,000 | 8,133,000 |
| Provision for loan losses | 65,000 | 145,000 | 260,000 | 510,000 |
| Pretax income | 1,371,000 | 2,888,000 | 4,457,000 | 5,735,000 |
| Income tax | 380,000 | 801,000 | 1,223,000 | 1,536,000 |
| Net income | 991,000 | 2,087,000 | 3,234,000 | 4,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,570,000 | 19,769,000 | 20,019,000 | 20,187,000 |
| Total capital | 21,229,000 | 21,480,000 | 21,809,000 | 22,175,000 |
| Risk-weighted assets | 160,226,000 | 164,835,000 | 160,864,000 | 162,264,000 |