Call reports 2007
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2007
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 238,662,000 | 233,903,000 | 236,085,000 | 242,025,000 |
| Total loans | 122,552,000 | 121,952,000 | 128,669,000 | 132,599,000 |
| Allowance for loan losses | 1,485,000 | 1,469,000 | 1,550,000 | 1,601,000 |
| Securities available for sale | 75,506,000 | 78,963,000 | 76,554,000 | 73,776,000 |
| Securities held to maturity | 8,841,000 | 8,817,000 | 8,789,000 | 8,761,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,241,000 | 213,168,000 | 214,271,000 | 219,243,000 |
| Interest-bearing deposits | 158,660,000 | 154,489,000 | 157,141,000 | 163,677,000 |
| Noninterest-bearing deposits | 58,581,000 | 58,679,000 | 57,130,000 | 55,566,000 |
| Equity capital | 18,855,000 | 18,544,000 | 19,352,000 | 20,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,392,000 | 6,919,000 | 10,482,000 | 14,071,000 |
| Interest expense | 1,016,000 | 2,039,000 | 3,057,000 | 4,047,000 |
| Net interest income | 2,376,000 | 4,880,000 | 7,425,000 | 10,024,000 |
| Noninterest income | 827,000 | 1,796,000 | 2,794,000 | 3,818,000 |
| Noninterest expense | 1,979,000 | 3,912,000 | 5,907,000 | 7,940,000 |
| Provision for loan losses | 20,000 | 20,000 | 110,000 | 160,000 |
| Pretax income | 1,204,000 | 2,744,000 | 4,202,000 | 5,742,000 |
| Income tax | 325,000 | 768,000 | 1,175,000 | 1,627,000 |
| Net income | 879,000 | 1,976,000 | 3,027,000 | 4,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,980,000 | 19,227,000 | 19,335,000 | 19,476,000 |
| Total capital | 20,466,000 | 20,696,000 | 20,885,000 | 21,078,000 |
| Risk-weighted assets | 150,059,000 | 151,415,000 | 154,639,000 | 158,171,000 |