Call reports 2006
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2006
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 235,357,000 | 236,565,000 | 226,595,000 | 234,613,000 |
| Total loans | 115,290,000 | 115,045,000 | 117,409,000 | 115,550,000 |
| Allowance for loan losses | 1,520,000 | 1,525,000 | 1,517,000 | 1,458,000 |
| Securities available for sale | 78,155,000 | 85,496,000 | 83,463,000 | 82,183,000 |
| Securities held to maturity | 9,238,000 | 9,203,000 | 8,902,000 | 8,874,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,355,000 | 217,098,000 | 205,824,000 | 214,417,000 |
| Interest-bearing deposits | 167,545,000 | 161,836,000 | 152,818,000 | 159,986,000 |
| Noninterest-bearing deposits | 47,810,000 | 55,261,000 | 53,006,000 | 54,431,000 |
| Equity capital | 18,224,000 | 17,730,000 | 18,472,000 | 18,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,094,000 | 6,374,000 | 9,739,000 | 13,137,000 |
| Interest expense | 942,000 | 1,870,000 | 2,828,000 | 3,816,000 |
| Net interest income | 2,152,000 | 4,504,000 | 6,911,000 | 9,321,000 |
| Noninterest income | 893,000 | 1,897,000 | 2,800,000 | 3,690,000 |
| Noninterest expense | 1,886,000 | 3,788,000 | 5,709,000 | 7,823,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,159,000 | 2,613,000 | 4,002,000 | 5,188,000 |
| Income tax | 308,000 | 719,000 | 1,108,000 | 1,427,000 |
| Net income | 851,000 | 1,894,000 | 2,894,000 | 3,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,685,000 | 18,730,000 | 18,731,000 | 18,849,000 |
| Total capital | 20,206,000 | 20,258,000 | 20,248,000 | 20,308,000 |
| Risk-weighted assets | 144,316,000 | 147,601,000 | 146,310,000 | 146,162,000 |