Call reports 2005
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2005
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 225,346,000 | 225,960,000 | 229,073,000 | 238,114,000 |
| Total loans | 112,273,000 | 108,600,000 | 112,349,000 | 110,711,000 |
| Allowance for loan losses | 1,424,000 | 1,438,000 | 1,490,000 | 1,516,000 |
| Securities available for sale | 79,429,000 | 91,196,000 | 88,749,000 | 83,182,000 |
| Securities held to maturity | 10,395,000 | 9,384,000 | 9,326,000 | 9,275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,282,000 | 204,502,000 | 202,643,000 | 217,663,000 |
| Interest-bearing deposits | 166,305,000 | 164,911,000 | 160,159,000 | 170,560,000 |
| Noninterest-bearing deposits | 37,977,000 | 39,591,000 | 42,483,000 | 47,103,000 |
| Equity capital | 18,942,000 | 19,146,000 | 18,761,000 | 18,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,764,000 | 5,600,000 | 8,519,000 | 11,534,000 |
| Interest expense | 675,000 | 1,390,000 | 2,156,000 | 3,024,000 |
| Net interest income | 2,089,000 | 4,210,000 | 6,363,000 | 8,510,000 |
| Noninterest income | 1,272,000 | 2,361,000 | 3,391,000 | 4,303,000 |
| Noninterest expense | 1,725,000 | 3,504,000 | 5,327,000 | 7,197,000 |
| Provision for loan losses | 100,000 | 107,000 | 182,000 | 301,000 |
| Pretax income | 1,536,000 | 2,955,000 | 4,240,000 | 5,268,000 |
| Income tax | 452,000 | 859,000 | 1,208,000 | 1,468,000 |
| Net income | 1,084,000 | 2,096,000 | 3,032,000 | 3,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,862,000 | 18,746,000 | 18,689,000 | 18,632,000 |
| Total capital | 20,289,000 | 20,188,000 | 20,181,000 | 20,149,000 |
| Risk-weighted assets | 135,657,000 | 139,230,000 | 142,170,000 | 142,059,000 |