Call reports 2004
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2004
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 213,943,000 | 213,449,000 | 221,025,000 | 229,095,000 |
| Total loans | 104,987,000 | 107,793,000 | 113,630,000 | 110,181,000 |
| Allowance for loan losses | 1,153,000 | 1,220,000 | 1,309,000 | 1,291,000 |
| Securities available for sale | 76,922,000 | 80,986,000 | 81,441,000 | 73,666,000 |
| Securities held to maturity | 10,863,000 | 10,751,000 | 10,604,000 | 10,453,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,632,000 | 187,993,000 | 186,726,000 | 208,445,000 |
| Interest-bearing deposits | 156,081,000 | 153,405,000 | 150,639,000 | 170,772,000 |
| Noninterest-bearing deposits | 35,550,000 | 34,589,000 | 36,087,000 | 37,673,000 |
| Equity capital | 20,485,000 | 18,733,000 | 19,760,000 | 19,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,557,000 | 5,117,000 | 7,762,000 | 10,440,000 |
| Interest expense | 467,000 | 918,000 | 1,411,000 | 1,954,000 |
| Net interest income | 2,090,000 | 4,199,000 | 6,351,000 | 8,486,000 |
| Noninterest income | 841,000 | 1,845,000 | 2,868,000 | 3,785,000 |
| Noninterest expense | 1,685,000 | 3,388,000 | 5,087,000 | 6,796,000 |
| Provision for loan losses | 70,000 | 142,000 | 253,000 | 253,000 |
| Pretax income | 1,176,000 | 2,514,000 | 3,878,000 | 5,223,000 |
| Income tax | 327,000 | 709,000 | 1,100,000 | 1,484,000 |
| Net income | 849,000 | 1,805,000 | 2,778,000 | 3,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,663,000 | 18,719,000 | 18,742,000 | 18,727,000 |
| Total capital | 19,820,000 | 19,940,000 | 20,055,000 | 20,020,000 |
| Risk-weighted assets | 122,497,000 | 130,527,000 | 135,787,000 | 134,747,000 |