Call reports 2003
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2003
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 198,330,000 | 202,888,000 | 201,829,000 | 211,094,000 |
| Total loans | 103,511,000 | 103,765,000 | 101,950,000 | 104,161,000 |
| Allowance for loan losses | 1,065,000 | 1,121,000 | 1,136,000 | 1,163,000 |
| Securities available for sale | 62,913,000 | 62,490,000 | 71,990,000 | 71,029,000 |
| Securities held to maturity | 14,122,000 | 13,844,000 | 13,177,000 | 10,983,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,549,000 | 180,881,000 | 179,661,000 | 189,382,000 |
| Interest-bearing deposits | 144,350,000 | 141,451,000 | 145,433,000 | 154,313,000 |
| Noninterest-bearing deposits | 32,199,000 | 39,430,000 | 34,228,000 | 35,069,000 |
| Equity capital | 20,325,000 | 20,739,000 | 20,271,000 | 20,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,732,000 | 5,368,000 | 7,869,000 | 10,428,000 |
| Interest expense | 574,000 | 1,104,000 | 1,615,000 | 2,081,000 |
| Net interest income | 2,158,000 | 4,264,000 | 6,254,000 | 8,347,000 |
| Noninterest income | 832,000 | 1,862,000 | 2,752,000 | 3,581,000 |
| Noninterest expense | 1,618,000 | 3,258,000 | 4,841,000 | 6,498,000 |
| Provision for loan losses | 71,000 | 139,000 | 232,000 | 393,000 |
| Pretax income | 1,301,000 | 2,729,000 | 3,953,000 | 5,058,000 |
| Income tax | 398,000 | 842,000 | 1,201,000 | 1,504,000 |
| Net income | 903,000 | 1,887,000 | 2,752,000 | 3,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,559,000 | 18,722,000 | 18,712,000 | 18,639,000 |
| Total capital | 19,628,000 | 19,850,000 | 19,852,000 | 19,805,000 |
| Risk-weighted assets | 118,477,000 | 122,786,000 | 120,990,000 | 124,192,000 |