Call reports 2014
PRIOR LAKE STATE BANK — 2014
What PRIOR LAKE STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 208,395,000 | 209,558,000 | 209,831,000 |
| Total loans | 109,595,000 | 107,963,000 | 109,019,000 |
| Allowance for loan losses | 1,764,000 | 6,000 | 27,000 |
| Securities available for sale | 56,596,000 | 54,125,000 | 64,621,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 179,398,000 | 183,896,000 | 183,574,000 |
| Interest-bearing deposits | 167,183,000 | 171,050,000 | 169,641,000 |
| Noninterest-bearing deposits | 12,215,000 | 12,846,000 | 13,933,000 |
| Equity capital | 28,503,000 | 25,391,000 | 25,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 1,596,000 | 501,000 | 2,174,000 |
| Interest expense | 121,000 | 35,000 | 146,000 |
| Net interest income | 1,475,000 | 466,000 | 2,028,000 |
| Noninterest income | 179,000 | 71,000 | 240,000 |
| Noninterest expense | 776,000 | 323,000 | 1,205,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 878,000 | 214,000 | 928,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 878,000 | 214,000 | 928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 28,390,000 | 19,822,000 | 20,624,000 |
| Total capital | 30,015,000 | 19,828,000 | 20,651,000 |
| Risk-weighted assets | 129,901,000 | 127,444,000 | 132,993,000 |