Call reports 2013
PRIOR LAKE STATE BANK — 2013
What PRIOR LAKE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 198,472,000 | 193,557,000 | 202,363,000 | 205,759,000 |
| Total loans | 103,918,000 | 106,947,000 | 109,861,000 | 112,424,000 |
| Allowance for loan losses | 2,202,000 | 2,208,000 | 2,225,000 | 1,727,000 |
| Securities available for sale | 62,226,000 | 66,163,000 | 68,097,000 | 64,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,500,000 | 166,714,000 | 174,512,000 | 177,640,000 |
| Interest-bearing deposits | 159,488,000 | 154,173,000 | 161,244,000 | 166,826,000 |
| Noninterest-bearing deposits | 12,012,000 | 12,541,000 | 13,268,000 | 10,814,000 |
| Equity capital | 26,401,000 | 26,309,000 | 27,228,000 | 27,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,602,000 | 3,243,000 | 4,899,000 | 6,545,000 |
| Interest expense | 133,000 | 260,000 | 386,000 | 508,000 |
| Net interest income | 1,469,000 | 2,983,000 | 4,513,000 | 6,037,000 |
| Noninterest income | 262,000 | 516,000 | 632,000 | 528,000 |
| Noninterest expense | 878,000 | 1,709,000 | 2,373,000 | 3,412,000 |
| Provision for loan losses | 0 | 0 | 0 | -500,000 |
| Pretax income | 853,000 | 1,790,000 | 2,772,000 | 3,653,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 853,000 | 1,790,000 | 2,772,000 | 3,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,060,000 | 26,397,000 | 27,079,000 | 27,510,000 |
| Total capital | 27,616,000 | 27,970,000 | 28,702,000 | 29,160,000 |
| Risk-weighted assets | 124,065,000 | 125,117,000 | 129,249,000 | 137,272,000 |