Call reports 2012
PRIOR LAKE STATE BANK — 2012
What PRIOR LAKE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 191,429,000 | 191,046,000 | 198,116,000 | 205,343,000 |
| Total loans | 105,205,000 | 103,922,000 | 99,998,000 | 103,015,000 |
| Allowance for loan losses | 1,776,000 | 1,948,000 | 2,017,000 | 2,199,000 |
| Securities available for sale | 55,316,000 | 57,157,000 | 59,491,000 | 65,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,455,000 | 164,916,000 | 171,364,000 | 178,168,000 |
| Interest-bearing deposits | 150,329,000 | 152,147,000 | 156,603,000 | 165,331,000 |
| Noninterest-bearing deposits | 15,126,000 | 12,769,000 | 14,761,000 | 12,837,000 |
| Equity capital | 25,345,000 | 25,552,000 | 26,082,000 | 26,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,737,000 | 3,441,000 | 5,128,000 | 6,771,000 |
| Interest expense | 192,000 | 354,000 | 513,000 | 660,000 |
| Net interest income | 1,545,000 | 3,087,000 | 4,615,000 | 6,111,000 |
| Noninterest income | 198,000 | 332,000 | 658,000 | 950,000 |
| Noninterest expense | 925,000 | 1,671,000 | 2,548,000 | 3,428,000 |
| Provision for loan losses | 100,000 | 250,000 | 400,000 | 400,000 |
| Pretax income | 718,000 | 1,498,000 | 2,325,000 | 3,233,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 718,000 | 1,498,000 | 2,325,000 | 3,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,763,000 | 25,142,000 | 25,779,000 | 26,207,000 |
| Total capital | 26,321,000 | 26,650,000 | 27,266,000 | 27,781,000 |
| Risk-weighted assets | 123,982,000 | 119,417,000 | 120,181,000 | 125,307,000 |