Call reports 2011
PRIOR LAKE STATE BANK — 2011
What PRIOR LAKE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 177,614,000 | 182,545,000 | 184,248,000 | 191,474,000 |
| Total loans | 106,536,000 | 106,384,000 | 106,727,000 | 103,736,000 |
| Allowance for loan losses | 1,700,000 | 1,991,000 | 2,001,000 | 1,618,000 |
| Securities available for sale | 50,109,000 | 51,398,000 | 50,160,000 | 57,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,731,000 | 157,636,000 | 158,627,000 | 165,613,000 |
| Interest-bearing deposits | 142,455,000 | 143,883,000 | 147,886,000 | 152,570,000 |
| Noninterest-bearing deposits | 10,276,000 | 13,753,000 | 10,741,000 | 13,043,000 |
| Equity capital | 24,212,000 | 24,283,000 | 24,923,000 | 25,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,825,000 | 3,614,000 | 5,387,000 | 7,131,000 |
| Interest expense | 231,000 | 445,000 | 644,000 | 802,000 |
| Net interest income | 1,594,000 | 3,169,000 | 4,743,000 | 6,329,000 |
| Noninterest income | 195,000 | 457,000 | 813,000 | 1,050,000 |
| Noninterest expense | 840,000 | 1,814,000 | 2,672,000 | 3,594,000 |
| Provision for loan losses | 225,000 | 525,000 | 825,000 | 925,000 |
| Pretax income | 724,000 | 1,287,000 | 2,059,000 | 2,860,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 724,000 | 1,287,000 | 2,059,000 | 2,860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,732,000 | 23,803,000 | 24,383,000 | 24,944,000 |
| Total capital | 25,299,000 | 25,360,000 | 25,949,000 | 26,486,000 |
| Risk-weighted assets | 124,985,000 | 123,474,000 | 124,347,000 | 122,435,000 |