Call reports 2010
PRIOR LAKE STATE BANK — 2010
What PRIOR LAKE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 180,600,000 | 187,786,000 | 193,491,000 | 188,734,000 |
| Total loans | 114,837,000 | 115,033,000 | 116,181,000 | 107,778,000 |
| Allowance for loan losses | 2,051,000 | 1,814,000 | 1,696,000 | 1,492,000 |
| Securities available for sale | 44,449,000 | 45,407,000 | 49,112,000 | 51,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,119,000 | 164,123,000 | 169,082,000 | 164,292,000 |
| Interest-bearing deposits | 145,889,000 | 151,610,000 | 156,604,000 | 153,405,000 |
| Noninterest-bearing deposits | 11,230,000 | 12,513,000 | 12,478,000 | 10,887,000 |
| Equity capital | 22,741,000 | 22,906,000 | 23,590,000 | 23,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,998,000 | 3,990,000 | 6,010,000 | 7,922,000 |
| Interest expense | 374,000 | 703,000 | 991,000 | 1,262,000 |
| Net interest income | 1,624,000 | 3,287,000 | 5,019,000 | 6,660,000 |
| Noninterest income | 233,000 | 480,000 | 744,000 | 997,000 |
| Noninterest expense | 879,000 | 1,943,000 | 2,957,000 | 3,693,000 |
| Provision for loan losses | 330,000 | 705,000 | 1,080,000 | 1,890,000 |
| Pretax income | 648,000 | 1,119,000 | 1,726,000 | 2,074,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 648,000 | 1,119,000 | 1,726,000 | 2,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,032,000 | 22,323,000 | 22,930,000 | 23,278,000 |
| Total capital | 23,733,000 | 24,074,000 | 24,626,000 | 24,770,000 |
| Risk-weighted assets | 135,740,000 | 139,689,000 | 138,535,000 | 128,433,000 |