Call reports 2009
PRIOR LAKE STATE BANK — 2009
What PRIOR LAKE STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 184,099,000 | 192,862,000 | 179,755,000 | 187,792,000 |
| Total loans | 130,835,000 | 129,020,000 | 126,803,000 | 122,402,000 |
| Allowance for loan losses | 2,799,000 | 3,027,000 | 2,913,000 | 2,491,000 |
| Securities available for sale | 32,406,000 | 36,177,000 | 40,530,000 | 41,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,235,000 | 168,067,000 | 155,173,000 | 162,790,000 |
| Interest-bearing deposits | 148,325,000 | 155,343,000 | 143,639,000 | 150,828,000 |
| Noninterest-bearing deposits | 9,910,000 | 12,724,000 | 11,534,000 | 11,961,000 |
| Equity capital | 22,541,000 | 22,417,000 | 22,881,000 | 23,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,381,000 | 4,702,000 | 6,932,000 | 9,066,000 |
| Interest expense | 550,000 | 1,048,000 | 1,484,000 | 1,885,000 |
| Net interest income | 1,831,000 | 3,654,000 | 5,448,000 | 7,181,000 |
| Noninterest income | 295,000 | 618,000 | 892,000 | 1,151,000 |
| Noninterest expense | 995,000 | 2,098,000 | 3,072,000 | 3,840,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,230,000 |
| Pretax income | 831,000 | 1,574,000 | 2,368,000 | 3,262,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 831,000 | 1,574,000 | 2,368,000 | 3,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,643,000 | 21,727,000 | 22,190,000 | 23,084,000 |
| Total capital | 23,448,000 | 23,541,000 | 23,976,000 | 24,866,000 |
| Risk-weighted assets | 143,128,000 | 143,195,000 | 141,405,000 | 141,419,000 |